Take up to 4 Years’ 0% APR representative interest free credit.
For more details visit in-store or call our showroom today
 

If you are looking to spread the cost of your purchase, we offer up to 4 years 0% APR representative interest free credit as detailed in the table below.. The length of the term available to you will be dependent on the total value of your order, which can include any accessories and delivery.
Credit is subject to application and status.
Instyle Upholstery Limited act as a credit broker and not the lender. Barclays Partner Finance act as the lender

What are the lending criterial for applications?

To apply for finance with Barclays:

  • Over 18 years of age.
  • Full-time employment (unless retired) or with a spouse in full-time employment.
  • UK bank account capable of accepting Direct Debits.
  • Delivery to your home address in the UK
  • Applicants must be 18 years or over on application date
  • In permanent UK Residence – minimum of 3 years
  • Also fulfil one of the following employment criteria:
    In regular, permanent employment working a minimum of 16 hours per week (including students)
    Retired from regular employment. Minimum age 50.
    Not working through disability.
    Self – employed


Do I need to pay a deposit?
Yes. You’ll be asked for a minimum of 20% deposit to be paid at the time you place your order.

When do my repayments start?
Your monthly repayments will begin around 4 weeks after your purchase has been delivered.

How do I make my payments?
All payments must be made by Direct Debit. Third party Direct Debits may be set up.

Are there any arrangement fees or hidden extras for credit?
No. You won’t pay a penny more if you choose the interest free credit option. You can make overpayments or pay off your agreement early without any charges.

What are my monthly repayments?
The table below gives you a representative example of your options

If you are looking to spread the cost of your purchase we can offer one to three years interest free credit through Barclays Partner Finance. A deposit of 20% is required against all purchases.   The length of the term available to you will be dependent on the total value of your order, which can include any accessories and delivery.”

 

PLEASE SEE THE TABLE BELOW

You Spend Deposit Balance Interest Free Period Monthly Payment
£800-£1,999 £200 £600 12 months £50.00
£1,200-£1599 £240 £960 18 months £53.33
£1,600-£2,199 £320 £1,280 24 months £53.33
£2,200 – £2,499 £440 £1,760 36 months £48.88
over £2,500 £500 £1,760 48 months £41.66


Instyle Upholstery Limited are licensed credit brokers – Rannoch Road Birkenshaw Trading Estate Uddingston Glasgow G71 5PR,  SC 098166 acts as a credit broker and not the lender. Instyle Upholstery Limited only offers financial products from Barclays Partner Finance. Barclays Partner Finance acts as the lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 311753) Registered in England. Registered No 2901725. Registered office: 1 Churchill Place, London. E14 5HP.