Interest Free Credit*

Take up to 3 Years’ 0% APR representative interest free credit*. For more details visit in-store or call our showroom today

If you are looking to spread the cost of your purchase, we offer up to 3 years 0% APR representative interest free credit as detailed in the table below. The length of the term available to you will be dependent on the total value of your order, which can include any accessories and delivery. Credit is subject to application and status. Instyle Upholstery Limited act as a credit broker and not the lender.

*Credit is subject to status and affordability.

What are the lending criterial for applications?

To apply for finance:

Applicants must be 18 years or over on application date.
In permanent UK Residence – minimum of 3 years
Fulfill one of the following employment criteria:
- In regular, permanent employment working a minimum of 16 hours per week (including students)
- Retired from regular employment
- Not working through disability and in receipt of specific disability benefits
- Self – employed

Do I need to pay a deposit?

Yes. You’ll be asked for a minimum of 20% deposit to be paid at the time you place your order.

When do my repayments start?

Your monthly repayments will begin around 4 weeks after your purchase has been delivered.

How do I make my payments?

All payments must be made by Direct Debit. Third party Direct Debits may be set up.

Are there any arrangement fees or hidden extras for credit?

No. You won’t pay a penny more if you choose the interest free credit option. You can make overpayments or pay off your agreement early without any charges.

What are my monthly repayments?

The table to the rigt gives you a representative example of your options

If you are looking to spread the cost of your purchase we can offer one to three years interest free credit. A deposit of 20% is required against all purchases. The length of the term available to you will be dependent on the total value of your order, which can include any accessories and delivery.”

*Credit subject to status and affordability. Terms & Conditions Apply. InStyle Upholstery Ltd trading as Instyle Sofas is a credit broker and is Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk.

Example Finance Calculator

Take a minute to get an idea of what your monthly payments could be. Simply slide to change the order amount and choose a deposit amount.

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

Interest Free Credit*

Take up to 3 Years’ 0% APR representative interest free credit*. For more details visit in-store or call our showroom today

What are the lending criterial for applications?

Do I need to pay a deposit?

When do my repayments start?

How do I make my payments?

Are there any arrangement fees or hidden extras for credit?

What are my monthly repayments?

Example Finance Calculator

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